Finance Ratio Benchmarking
SkillCommerce & financeWith this skill added, your AI can calculate financial ratios and interpret what they say about a business, using benchmarks that account for the company's business model. It also adds caveats where a ratio can be misleading and suggests follow-up questions worth exploring next. This helps you get a more honest read on financial health instead of a raw number alone.
Available today. Use it from your connected AI after setup.
No other account needed.
Add the skill, then share the financial figures you want analyzed and ask your AI to calculate and interpret the ratios. Use the caveats and follow-up questions it provides to guide what to look at next.
Then ask your AI: use the Finance Ratio Benchmarking skill
What your AI can do with it
- Calculate financial ratios from the figures you provide
- Explain what each ratio means in plain terms
- Compare ratios against benchmarks matched to the business model
- Flag caveats that affect how a ratio should be read
- Suggest follow-up questions to dig deeper into the results
What this skill tells your AI
The instructions your AI receives, as published by contextgo/contextgo in src/process/resources/skills/finance-analyst-pack/skills/finance-ratio-benchmarking/SKILL.md and read by ahel’s review.
Use this skill when the user needs ratios that mean something, not just formulas.
Use when
- The user asks whether margins, liquidity, leverage, or return metrics are good or bad.
- Benchmarking against peers, stage, or history matters.
- A statement pack is available and ratios must be explained in plain language.
Do not use when
- A single raw metric is enough.
- The underlying numbers are too weak to support meaningful ratio work.
- The user mainly needs valuation rather than ratio interpretation.
Ratio discipline
- Never benchmark without stating the business context.
- Compare like with like: industry, stage, margin profile, and capital intensity matter.
- Call out denominator risk, one-off items, and accounting distortions.
- A label such as
healthyis only valid when the assumptions behind it are visible.
Workflow
1. Choose the ratio lens
Group the work into:
- profitability
- liquidity
- leverage
- efficiency
- valuation context
Do not dump every available ratio if only two categories matter.
2. Check data quality first
Before calculating or interpreting:
- confirm the period basis
- identify missing lines
- note unusual items that can distort the denominator
3. Benchmark deliberately
Compare each important ratio against:
- company history
- peer or industry norms
- the business model and stage
If those benchmarks disagree, explain why.
4. Translate to judgment
For each important ratio, explain:
- what it says
- what caveat matters
- what follow-up question it creates
Output format
Return:
1. Benchmark frame
- company type
- period basis
- benchmark assumptions
2. Key ratios
- ratio
- current value
- benchmark or reference range
- interpretation
- caveat
3. Overall read
- strongest signals
- weakest signals
- what needs deeper analysis next
Use together with
finance-financial-statement-analysisfinance-budget-variance-analysisfinance-dcf-valuation
Signals
- GitHub stars
- 54
- Forks
- 5
- Last commit
- May 2026
Advanced
- Catalog kind
- skill
- Gateway key
finance-ratio-benchmarking- Source
- github.com/contextgo/contextgo